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    Terms & Conditions

    Last Updated: 16 June 2025

    Welcome to Dhanyukti Finvest. By accessing or using our services, you agree to the following Terms and Conditions. These terms govern your use of our website, financial offerings, communications, and any engagement with our firm.

    1. About Dhanyukti Finvest

    Dhanyukti Finvest is a SEBI-compliant financial services firm focused on mutual fund distribution, SIP planning, and investment awareness. We are registered with AMFI under ARN-329779.

    Note: We are not registered as a SEBI Registered Investment Adviser (RIA) under the SEBI (Investment Advisers) Regulations, 2013.

    2. Our Services

    We provide:

    • Distribution of mutual funds via registered platforms
    • SIP planning and asset allocation assistance
    • Market education and financial awareness
    • Model portfolios and non-personalized research ideas

    All recommendations are general in nature. Final investment decisions remain solely with the investor. We do not offer individual financial advisory or portfolio management services under SEBI's IA framework.

    3. Risk Disclaimer

    Investments are subject to market risk. Past performance is not a guarantee of future returns.

    We do not assure or promise any fixed or expected outcomes. We recommend consulting a registered investment adviser or tax consultant for personal guidance.

    4. User Eligibility

    By using our services, you confirm that:

    • You are 18 years of age or older
    • You are legally competent to enter into binding agreements
    • You understand and accept the inherent risks in investing

    5. Transparency & Revenue Disclosure

    Dhanyukti Finvest earns through commissions from mutual fund companies. A detailed trail commission structure is available upon request.

    While we may have revenue interests, we are committed to full transparency and fair conduct.

    6. Limitation of Liability

    We are not liable for any direct, indirect, or incidental losses arising from your use of our services or reliance on our content.

    This includes, but is not limited to, losses from market movements, third-party platform issues, or regulatory changes.

    7. Intellectual Property

    All content, branding, logos, and communication materials are the intellectual property of Dhanyukti Finvest. Any unauthorized use or reproduction is strictly prohibited.

    8. Privacy Commitment

    Your privacy matters. We only use your data to deliver services and improve your experience. We do not sell, share, or misuse client information.

    Refer to our Privacy Policy on our website for full details.

    9. Regulatory Compliance

    We operate in line with:

    • AMFI Code of Conduct
    • SEBI regulations for mutual fund distributors
    • KYC, AML, and data protection guidelines
    We are not registered under SEBI's Research Analyst or Investment Adviser regulations.

    10. Modifications & Termination

    We reserve the right to modify these terms at any time. Updated versions will be posted on our website. Continued use implies acceptance.

    You may terminate your association with us at any time. We reserve the right to discontinue services in case of misuse, non-compliance, or misconduct.

    11. Governing Law & Jurisdiction

    These terms are governed by the laws of India. All disputes shall fall under the jurisdiction of courts in Chandigarh/Punjab.

    12. Contact Us

    Dhanyukti Finvest

    Acceptance of Terms

    By continuing to use our website or services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

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