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DhanYukti Finvest

Dhanyukti Finvest helps you grow wealth with expert mutual fund planning, stock research, and trusted investment strategies. Start smarter today.

Welcome to DhanYukti Finvest — Where Wealth Meets Wisdom. At Dhanyukti Finvest, we believe wealth is built with logic, learning, and a long-term vision not luck.

Our mission is simple: to help every Indian grow their money smarter. We offer trusted, research-backed solutions in: Mutual Fund Distribution (AMFI-Registered – ARN: 329779), Stock Market Insights, and Personalized Wealth Planning for all life stages.

The word Dhanyukti means “smart use of money,” reflecting our goal to make each rupee a strategy.

Our founder, Mr. Divesh Sharma, believes: “Every rupee has potential if guided with purpose.” With deep market knowledge and ethics-first leadership, he ensures every plan is built on trust, data, and care.

We do not provide individual stock advisory and are not SEBI-registered advisers. All insights are educational.

Whether you're a young professional or a seasoned HNI, Dhanyukti offers clarity-driven, compliant, and goal-focused financial planning.

Let’s build wealth—one smart decision at a time.

100% Secure Investment

We do not collect or hold your money in our account.

We use BSE's transaction platform to transfer the funds directly to the AMCs which ensures it always remains safe and secure.

Secure Investment Shield


Our SmartYukti portfolios have delivered higher returns with lower risk

Conservative Risk Level

Conservative

5 Year Mean Returns
12.50%
Minimum SIP Investment
₹50,000
Annual Fees
₹0

Asset allocation

  • Equity 31%
  • • India Equity 31%
  • • U.S. Equity 0%
  • Debt 55%
  • Cash and Equivalents 14%

Back-tested data as on 31st January 2023. Past performance is no indication of future results.

Minimum SIP investment is the least amount required to invest in the portfolio as per the weights.

Moderate Risk Level

Moderate

5 Year Mean Returns
13.90%
Minimum SIP Investment
₹50,000
Annual Fees
₹0

Asset allocation

  • Equity 41%
  • • India Equity 41%
  • • U.S. Equity 0%
  • Debt 47%
  • Cash and Equivalents 12%

Back-tested data as on 31st January 2023. Past performance is no indication of future results.

Minimum SIP investment is the least amount required to invest in the portfolio as per the weights.

Balanced Risk Level

Balanced

5 Year Mean Returns
16.03%
Minimum SIP Investment
₹50,000
Annual Fees
₹0

Asset allocation

  • Equity 50%
  • • India Equity 50%
  • • U.S. Equity 0%
  • Debt 40%
  • Cash and Equivalents 10%

Back-tested data as on 31st January 2023. Past performance is no indication of future results.

Minimum SIP investment is the least amount required to invest in the portfolio as per the weights.

Growth Risk Level

Growth

5 Year Mean Returns
17.89%
Minimum SIP Investment
₹50,000
Annual Fees
₹0

Asset allocation

  • Equity 62%
  • • India Equity 58%
  • • U.S. Equity 4%
  • Debt 30%
  • Cash and Equivalents 8%

Back-tested data as on 31st January 2023. Past performance is no indication of future results.

Minimum SIP investment is the least amount required to invest in the portfolio as per the weights.

Aggressive Risk Level

Aggressive

5 Year Mean Returns
26.90%
Minimum SIP Investment
₹50,000
Annual Fees
₹0

Asset allocation

  • Equity 80%
  • • India Equity 51%
  • • U.S. Equity 29%
  • Debt 15%
  • Cash and Equivalents 5%

Back-tested data as on 31st January 2023. Past performance is no indication of future results.

Minimum SIP investment is the least amount required to invest in the portfolio as per the weights.

ONBOARDING

5 easy steps to help you get started in 5 minutes

1
Digital Client on-boarding
2
Risk Profile establishment
3
Asset Allocation decision
4
Portfolio suggestion
5
Portfolio execution

ONGOING SUPPORT

We do the hard work. So you don't have to.

Modern client-first app

Modern client-first app

Be in complete control of your account and purchase/redeem your investments straight from the app.

Portfolio rebalancing

If your investments move too far away from your original strategy, we'll make the necessary changes to keep you on track.

Portfolio rebalancing
Timely advice and guidance

Timely advice and guidance

Feeling anxious seeing your portfolio? We'll mentor you to make sure you are comfortable with the market ups and downs.

What Clients Say

Dhanyukti Finvest Blogs

Know More About The
Dhanyukti Finvest Blogs

IPOs Demystified – Should You Invest or Wait?

🚀 What is an IPO?

IPO stands for Initial Public Offering. It’s when a private company officially lists on the stock exchange and offers shares to the public for the first time.

Mutual Funds vs Stocks: What’s Right for You?

🤔 Confused What to Choose?

Stocks give direct ownership and more control, but they need research and time. Mutual Funds are managed by experts and offer diversification, even if you invest small amounts.

Why SIP is the Gym Membership for Your Wealth

🏋️‍♂️ Wealth Needs Consistency

A SIP (Systematic Investment Plan) is like a gym subscription for your money. You invest a fixed amount every month, and over time, it grows steadily with the power of compounding and markets.

Your questions, answered!

SmartYukti is Dhanyukti Finvest’s in-house portfolio engine — designed to help you invest smarter, not harder. It blends intelligent fund selection with disciplined strategy to build wealth across market cycles — based on your risk appetite, goals, and time horizon.
SmartYukti portfolios allocate across a handpicked mix of:
  • - Equity (India & Global)
  • - Debt Funds
  • - Tax-Saving (ELSS)
  • - Liquid & Arbitrage funds (for parking idle cash)
Your asset allocation is optimized for risk vs return based on your profile.
We use a mix of proprietary research, proven risk-models, and data-driven filters backed by AMFI-approved platforms. Our fund curation focuses on:
  • - Past performance consistency
  • - Fund manager track record
  • - AMC stability & cost efficiency
Not at all! SmartYukti is built to be investor-friendly.
  • ✅ No manual guesswork
  • ✅ Just a quick setup based on your goals — and we take care of the rest.
Yes. Your investments are executed via SEBI-registered mutual fund platforms, and all funds are sourced from SEBI-registered AMCs.
  • 📜 Dhanyukti Finvest is an AMFI-registered Mutual Fund Distributor (ARN: 329779).
The Finexa Nova app is our SEBI-approved back-end platform partner. It helps you:
  • Complete paperless onboarding
  • Track SIPs and portfolio health
  • Access all reports in one place
All your data is encrypted, secure, and routed via trusted systems.
Absolutely. Your investments are:
  • 🛡 SEBI & AMFI compliant
  • 🔒 Hosted on encrypted, verified portals
  • 📈 Only executed through verified AMCs & platforms
We never touch your money — it’s always in your name, directly with the mutual fund houses.